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Trucking Insurance in Connecticut That Keeps You Moving
Protect your fleet and future with customized trucking insurance from our reputable insurance carriers. We are based in Connecticut and licensed across multiple states; we deliver independent, expert coverage for owner-operators, fleets, and commercial truckers.
Trucking Insurance in Connecticut – Protect What Drives You
At Insure Connecticut LLC, we understand that trucking isn’t just a business—it’s the engine of the American economy. Whether you’re an owner-operator hauling freight across state lines or managing a growing commercial fleet, you need reliable, affordable, and customized trucking insurance in Connecticut.
We’re not just another insurance provider—we’re your Connecticut local, independent insurance broker, licensed in multiple states and focused on delivering trucking coverage that works as hard as you do.
What is trucking insurance?
Trucking insurance is a specialized form of commercial auto insurance designed to protect vehicles used in the trucking industry, along with their drivers, cargo, and business operations. It covers a wide range of risks specific to commercial trucking, such as collisions, cargo damage, liability for injuries or property damage, and even legal expenses.
Whether you're an independent owner-operator, manage a fleet, or run a freight brokerage, trucking insurance ensures you stay compliant, protected, and financially secure on and off the road.
What Does Trucking Insurance Cover in Connecticut?
Primary Auto Liability Insurance
Mandated by both federal and state laws, this coverage protects against bodily injury and property damage caused to others in accidents where you're at fault. In Connecticut, the minimum liability coverage requirements are:
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$750,000 for non-hazardous freight vehicles over 10,001 pounds GVWR
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$1,000,000 to $5,000,000 for vehicles transporting hazardous materials
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$1,500,000 for vehicles seating more than 8 passengers
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$5,000,000 for vehicles seating 16 passengers or more
Physical Damage Coverage
This covers repair or replacement costs for your trucks and trailers in events like collisions, theft, vandalism, or natural disasters. It's especially vital given Connecticut's varied weather conditions and terrains.
Motor Truck Cargo Insurance
Protects the goods you're transporting against loss or damage due to accidents, theft, or other unforeseen events. This coverage is often required by clients, especially when hauling high-value items.
General Liability Insurance
Covers non-driving-related risks, such as injuries to third parties at your business premises or damages occurring during loading and unloading operations.
Trailer Interchange Insurance
If you frequently exchange trailers with other trucking companies, this coverage protects the trailers in your possession from damage or theft.
Workers’ Compensation Insurance
Required by Connecticut law if you have employees, this insurance covers medical expenses and lost wages for employees injured on the job. Failure to maintain this coverage can lead to legal penalties.
Umbrella Insurance
Provides additional liability coverage beyond the limits of your primary policies, offering extra protection against large claims or lawsuits.
Why Choose Insure Connecticut LLC?
At Insure Connecticut LLC, we specialize in crafting customized trucking insurance solutions that align with your specific needs and budget. As an independent broker licensed across multiple states, we offer:
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Personalized Coverage Plans: Tailored to your operations, whether you're an owner-operator or manage a fleet.
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Competitive Rates: Access to a wide range of insurers to find the best premiums.
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Expert Guidance: Assistance with compliance, filings, and understanding complex insurance requirements.
