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Classic Car Insurance That Respects Your Ride
Your classic car isn’t just transportation—it’s a passion project, a legacy, and an investment. Here at Insure Connecticut LLC, we offer specialized coverage designed for vintage and collector cars, whether you're in Connecticut or cruising across state lines.
Classic Car Insurance that Protects More Than Just a Vehicle
Owning a classic car is about more than getting from point A to point B—it’s about preserving a piece of history, turning heads, and celebrating craftsmanship that stands the test of time. Whether it’s a showstopper at vintage rallies or your weekend escape, your classic deserves more than a standard auto policy.
Here at Insure Connecticut LLC, we specialize in classic car insurance that understands the unique value of your vehicle and your passion behind it. Based in Connecticut and licensed in multiple states, we provide tailored protection for classic, antique, vintage, and collector cars across the region.
What is classic car insurance?
Classic car insurance is a special type of auto insurance designed specifically for vehicles that are vintage, antique, collectible, or historically significant. These vehicles aren’t driven daily—they’re usually kept in excellent condition, used for shows, parades, weekend drives, or stored securely as part of a collection.
Unlike regular auto insurance, classic car insurance recognizes your vehicle’s true value—not just its age or depreciation. It offers more flexible usage, agreed value coverage (instead of actual cash value), and specialized repair options that protect both the car’s integrity and your investment.
What does classic car insurance cover in Connecticut?
If you own a classic, antique, or collector car in Connecticut, standard auto insurance may not offer the protection your vehicle truly deserves. Classic car insurance, offered through Insure Connecticut LLC, is built specifically to safeguard your investment—recognizing that your car isn’t just old, it’s exceptional.
Here’s what a typical classic car insurance policy in Connecticut can cover:
Agreed Value Coverage
You and the insurance company agree on your car’s value upfront. If your vehicle is totaled, you receive the full agreed amount, not a depreciated or book value.
Comprehensive & Collision Coverage
Covers damage to your vehicle from:
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Accidents (even while parked)
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Fire
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Theft
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Vandalism
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Weather events (hail, wind, etc.)
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Animal strikes
Liability Coverage
Meets Connecticut state requirements and protects you if you’re at fault in an accident that causes:
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Bodily injury to others
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Property damage (e.g. other vehicles, fences, signs)
Higher limits are often recommended for collector vehicles attending public events or car shows.
Uninsured/Underinsured Motorist Coverage
Protects you and your classic if you're hit by a driver who doesn’t have insurance or enough coverage.
Spare Parts & Restoration Coverage
Optional, but often available: covers valuable spare parts, tools, and even work-in-progress restorations.
Trip Interruption & Towing
Covers towing, lodging, and travel expenses if your classic breaks down far from home—ideal for show circuits or vintage road rallies.
Garage & Storage Coverage
Covers towing, lodging, and travel expenses if your classic breaks down far from home—ideal for show circuits or vintage road rallies.
